Travel Insurance for Family – Complete Plans & Benefits
September 10, 2025

Travel Insurance for Family is a single policy that protects all members of your family during travel. Instead of buying multiple individual policies, one family plan offers financial protection against medical emergencies, lost baggage, flight delays, and trip cancellations.
At The United Insurance Company of Pakistan, we provide tailored family travel insurance packages with different coverage levels, including Diamond, Gold, Silver, Standard, Platinum, and Gold Plus Plans. These plans are designed to match your travel destination, budget, and duration.
Why Do Families Need Travel Insurance?
Traveling with children, parents, or elderly family members can be unpredictable. Here’s why family travel insurance is essential:
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Medical Emergencies Abroad: Hospital bills can be extremely high outside Pakistan. Travel Insurance covers treatment and hospitalization.
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Visa Requirement: Schengen and many other countries require valid travel insurance for visa approval.
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Lost Luggage or Passport: Replacement and compensation are covered.
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Flight Delays & Cancellations: Get compensation for lost time and prepaid expenses.
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Worldwide Assistance: 24/7 support no matter where you are.
Family Travel Insurance Plans in Detail
Here’s a breakdown of each plan offered by The United Insurance Company of Pakistan for families:
1. Diamond Plan – $50,000 Coverage (Schengen Countries)
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Ideal for families applying for a Schengen Visa.
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Rates start from Rs. 4,830 for 7 days and go up to Rs. 35,075 for 1 year.
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Covers medical emergencies, repatriation, trip delays, and lost baggage.
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Recommended for families seeking premium coverage for Europe.
2. Gold Plan – $50,000 Coverage (Schengen Countries)
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Another option for Schengen-bound travelers with slightly lower rates.
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Prices begin at Rs. 2,933 for 7 days, with yearly coverage up to Rs. 20,700.
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Balanced protection for families looking for affordable Schengen insurance.
3. Silver Plan – $25,000 Coverage (Rest of the World, excluding USA/Canada/Australia)
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Affordable option for travel across Asia, Middle East, and Africa.
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Costs start from Rs. 2,760 for 7 days and extend to Rs. 31,625 for 1 year.
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Offers good medical coverage and trip protection at mid-range pricing.
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Great choice for families traveling regionally.
4. Standard Plan – $10,000 Coverage (Rest of the World, excluding USA/Canada/Australia)
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The most budget-friendly family plan.
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Premiums begin at Rs. 1,288 for 7 days and go up to Rs. 17,710 for 1 year.
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Basic protection for families traveling short distances or on low-budget trips.
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Covers essential risks but at a lower coverage limit.
5. Platinum Plan – $100,000 Coverage (Worldwide, including USA, Canada & Australia)
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The highest coverage plan for global travel.
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Starts from Rs. 10,350 for 7 days and can reach Rs. 80,500 for 1 year.
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Comprehensive medical coverage, trip cancellation, evacuation, and more.
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Best for families visiting the USA, Canada, or going on multi-continent trips.
6. Gold Plus Plan – $50,000 Coverage (Worldwide, including USA, Canada & Australia)
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Balanced worldwide coverage at a lower premium than Platinum.
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Costs start from Rs. 5,060 for 7 days and extend to Rs. 32,200 for 1 year.
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Ideal for families seeking international protection without the highest cost.
Which Family Plan Should You Choose?
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For Schengen Visa: Go with Diamond or Gold Plan.
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For Asia, Middle East, Africa: Choose Silver or Standard Plan.
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For USA, Canada, Australia & Worldwide: Opt for Platinum or Gold Plus Plan.
This way, you only pay for the coverage you actually need.
FAQs – Travel Insurance for Family
Q1: What is the minimum cost of family travel insurance?
The lowest-priced plan is the Standard Plan at Rs. 1,288 for 7 days.
Q2: Which plan is required for a Schengen Visa?
Both the Diamond and Gold Plans meet the Schengen requirement of $30,000 minimum coverage.
Q3: Can elderly parents be included in a family plan?
Yes, most plans cover parents and dependent children under one policy.
Q4: Does family travel insurance cover COVID-19?
Yes, selected plans include COVID-19 medical expenses, treatment, and quarantine costs.
Q5: Why choose The United Insurance Company of Pakistan?
Because we offer trusted service, quick claim settlements, worldwide support, and flexible plans for every family’s needs.
Final Thoughts
Traveling with your family should be about joy, not financial worries. With Travel Insurance for Family from The United Insurance Company of Pakistan, you can travel confidently knowing your loved ones are covered worldwide.
Buy Travel Insurance Online today—Diamond, Gold, Silver, Standard, Platinum, or Gold Plus—and give your family the protection they deserve.