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Javaid Sadiq

Javaid Sadiq


Mr. Sadiq started his career in the BBC London as a member of the audience research department in July 1968 after obtaining BA (HONS) degree from Liverpool University UK. He later obtained master’s degree from Manchester University UK and joined Decca Limited London (a multinational group with 22 subsidiaries dealing in audio and marine equipment) as system analyst in the group management services department from July 1972 to May 1976.

In Pakistan he started his career in Micas Associates (Turnkey consultant for Roti Plants) and later joined NDFC in March 1982. He remained there until November 1998 and held various positions i.e. System consultant, Head of HR & Admin, Zonal Head Banking north and later as EVP/Regional Director North based at Lahore. He was later appointed as chairman/ Managing director of industrial development bank of Pakistan in November 1998 and remained there until 2001. He served Green Star Social Marketing on a special task to liase with population and health department of the government of Punjab, the charge he relinquished on becoming a member of the board of directors of Green star in 2010. He was then appointed as managing director of First National Bank Modaraba from August 2010 to November 2014. During his career he has served on various boards i.e. NIT, RDFC, State Cement Corporation, Lahore University of Management Sciences (LUMS) and Green star from 2010 till date. In addition he was also member of the executive committee of Pakistan Banking Association (PBA). He also directors in Apna Microfinance Bank Ltd and Green Star Social Marketing Since 2019.

As an ardent sports lover his passion remained in cricket, he took active part in the university level cricket and was captain of Liverpool and later of Manchester universities respectively. He managed and organized veteran cricket tours to India in March 1988 and February 1989, West Indies in 1991 and England in 1992. He is currently secretary of Pakistan Old cricketer’s trust.

As a part time writer he has several articles to his credit on cricket, Manpower planning and oil drilling.

OFFICE ADDRESS: 6-D, Upper Mall, Lahore, Pakistan.

Huma Waheed

Huma Waheed

Director (Certified Director from PICG)

Huma Waheed is resident of Karachi, Sindh, Pakistan by birth. She completed her Master of Law (Company Law) from University of Karachi, Pakistan.

Huma joined United Insurance in 1986 as a Manager Under-writing and IT. In 1989 Huma got promotion as Assistant General Manager with more responsibilities such as claims, re-Insurance, legal affairs and computerization of under-writing and accounts.

In 1994 Huma became Deputy General Manager and in the year 1997 she got the position of General Manager. In 2003 Huma was nominated and elected as a Director of the Board of the United Insurance Company of Pakistan Ltd. Company’s Board also nominated her as working Director of the Company.

Huma Waheed is also an important pillar of United International Group. In April 2012 she was appointed as a Vice Chairperson of United International Group.

She is also a Certified Director from Pakistan Institute of Corporate Governance.


  • Master of LAW (LLM) from Karachi University
  • Bachelor of Science (B.Sc) from Karachi University
  • Insurance & Re-Insurance, Accounting  IT related Courses
  • AML Training sessions conducted by SECP
  • Various Business training sessions conducted by KCCI, PAJCCI, SMEDA  USAID and PREIA


  • Sr. Vice Chairperson – Women Entrepreneur Sub Committee –  Karachi Chamber of Commerce and Industry (KCCI)
  • Ex. Director – Pakistan-Afghanistan Joint Chamber of Commerce and Industry (PAJCCI) Pakistan Chapter
  • Ex.Executive Committee Member –  Insurance Association of Pakistan (IAP)
  • Member – Takaful and Window Takaful Committee & Taxation and legislation Committee of Insurance Association of Pakistan
  • Life Member – Karachi Arts Council

OFFICE ADDRESS: 204, 2nd Floor, Madina City Mall, Abdullah Haroon Road, Karachi, Pakistan.



Muhammad Akram Shahid

Muhammad Akram Shahid


Once again Mr. Muhammad Akram Shahid elected as a Director and appointed Chief Executive Officer of The United Insurance Company of Pakistan Limited in 61st Annual General Meeting of the Company held on April 2021. Mr. Shahid is a Law graduated from S.M. Law College and certified Director from Pakistan Institute of Corporate Governance (PICG).

Mr. Shahid has extensive experience of Insurance industry; He is an energetic, ambitious, dynamic and a successful business personality.

Mr. Shahid has constituted a group of various type companies well known as United International Group (UIG) a group covers Insurance, Banking, Communication and Information Technology Sectors. He also flourishes the roots of business outside Pakistan as a Chairman of the Group.

In 1996 Muhammad Akram Shahid took over the charge of United Insurance Company of Pakistan Ltd as a General Manager, and elected as a Director on October 1999. Shahid got the reins of United as a President & CEO in April 2003 and proved himself as a most competent and competitive Head of the Company.

In a very short span of time Muhammad Akram Shahid has made United, a 4th largest Insurance Company of the Pakistan Insurance Industry

In 2012 he relinquished his position from the United Board and decided to work as an advisor to the Board of Director of United Insurance Company of Pakistan Limited.

Mr. Muhammad Akram Shahid got success in diversified fields. He acquired Apna Microfinance Bank Ltd in the year 2012 and became Director of the Bank. He was elected Chairman of the Bank for the year 2013-2014, re-elected as a Chairman in 2016 and serving the Bank till to date. Bank is strengthening its position under his chairmanship day by day.

Mr. Shahid is driving the United towards the leading position in the Insurance Industry through balanced business strategies and productive policies.

OFFICE ADDRESS: 6-D, Upper Mall, Lahore, Pakistan.

Syed Rahat Ali Shah

Syed Rahat Ali Shah

Director (Certified Director from ICAP)

Syed Rahat Ali Shah is a Fellow Chartered Accountant. He has diversified experience of audits, corporate taxation, investment management, corporate financing, and information system audit.

Mr. Rahat in May 2018 elected as a Non-Executive Director of The United Insurance Company of Pakistan Limited and serving the Board till to date.

Syed Rahat is also performing as a Director of Apna Microfinance Bank Limited. He was elected Non-Executive Director on June 2016.

Syed Rahat Ali Shah started his career as a professional with M/s. Avais Hyder Liaquat Nauman – RSM, Chartered Accountants Pakistan in the year 2005 in a capacity of Audit Associate and resigned from the post of Senior Manager Audit and Assurance in the year 2014.

He Joined United Insurance in July 2014 served as Compliance Head and Audit till 2018.

He offered his expertise to the Professionals ‘Academy of Commerce (PAC), Lahore from 2013 to 2019 as a Visiting Lecturer of corporate laws and secretarial practices.

He established a Chartered Accountant Firm namely M/s. Rahat Aqeel and Co.,Chartered Accountants in July 2020 and he is a active Partner of the Firm.


ACA – Associate Chartered Accountants
The Institute of Chartered Accountants in England and Wales (ICAEW)

CISA – Certified Information System Auditor

FCA – Fellow Chartered Accountant
The Institute of Chartered Accountants of
Pakistan (ICAP) – CA Pakistan

Master of Economics
University of the Punjab – Lahore Pakistan

Bachelor of Economics
University of the Punjab – Lahore Pakistan

OFFICE ADDRESS: 6-D, Upper Mall, Lahore, Pakistan.

Khawas Khan Niazi

Khawas Khan Niazi

Director (Certified Director from ICAP)

Khawas Khan Niazi is by birth Pakistani and was born in Mianwali, a city of Punjab. He inherited agriculture and proud to be an agriculturist.

He started his career as an Accountant in Pakistan General Insurance Company. Niazi through his dedication towards the work and potential to meet the challenges he got promotion and became Chief Accountant. Niazi served Pakistan General Insurance Co from 1974 to 1985.

In 1986 Niazi joined Silver Star Insurance as a Chief Financial Officer of the Company and continue with Silver at the end of June 2003.

In 2003 he joined United Insurance Co. of Pakistan Ltd in a capacity of Deputy General Manager Finance. In the year 2006 he became General Manager Finance and the very next Mr. Niazi designated Joint Director Finance of the Company.

UIC look into Niazi a considerate, thoughtful aspiring person and very ambitious, motivated leader. Spring of 2009 was pioneer in Niazi’s life and was appointed as Chief Executive of the United Insurance Co. of Pakistan Ltd (UIC).

UIC House elected Niazi as a Director of the Board in 49th Annual General Meeting of the Company and Niazi got real recognition of his abilities and services.

OFFICE ADDRESS: 6-D, Upper Mall, Lahore, Pakistan.

Agha Ali Imam

Agha Ali Imam


Extensive and intensive banking experience of 40 years in the domestic and international markets covering the areas of Credit, Risk Management, Operations, Corporate & Retail Banking, Marketing, Planning & Budgeting, and Asset & Liability Management, with a demonstrated record of developing and implementing business solutions as well as dealing with multidimensional Operational issues and problems.


  • M.B.A. Marketing
  • L.L.B. Punjab University Lahore, Pakistan
  • Bachelor of Arts, Government College Lahore, Pakistan (Awarded a highest award honorable mention in French).
  • Passed Central Superior Services (CSS) of Pakistan
  • Passed Provincial Civil Services, Pakistan


  • Trained in Banking at Staff College in Habib Bank Ltd. Karachi (Probationary Officer)
  • Diploma of Associate of Institute of Bankers in Pakistan (DAIBP).
  • Diploma of Institute of Bankers in London Stage II (only one subject to be appeared).

Office Address:  LG-16, Eden Towers, Main Boulevard, Gulberg III, Lahore.

Jamil A. Khan

Jamil A. Khan


Extensive Pakistan and International experience at senior positions with comprehensive skills in strategic planning, implementation and to act as prudent and diligent business person in conducting the affairs of the financial and non-financial organizations. 


  • Master in Economics from Punjab University.
  • Law Graduate from Karachi University.


  • Director – FECTO Cement From August – 2017 to – to-date.
  • Director  – SPI Insurance Company Limited from August 2013 to March – 2017.
  • Chairman – Collateral Services Limited (Service Provider Co., Ex-Subsidiary of HBL) From February 2004 To March 2013.
  • Member Director – Live Stock & Dairy Development Board – Ministry of Food Agriculture & Live Stock (Live Stock Wing), Government of Pakistan. (From 2005 to 2011).
  • Director – PASSCO – Pakistan Agricultural Storage & Services Corporation Ltd. From 2002 To 2008.
  • Director – Habib Allied International Limited – UK – From 2001 to 2003.
  • Director – Habib Modarba from May 2002 to June 2003.
  • Alternate Director – Habib Nigeria Bank from 1999 to 2002.


  • Citi Corp Service Excellence Award
  • Citi Corp Gold Award (Highest Award in Citi Corp Globally)