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Javaid Sadiq

Javaid Sadiq


Mr. Sadiq started his career in the BBC London as a member of the audience research department in July 1968 after obtaining BA (HONS) degree from Liverpool University UK. He later obtained master’s degree from Manchester University UK and joined Decca Limited London (a multinational group with 22 subsidiaries dealing in audio and marine equipment) as system analyst in the group management services department from July 1972 to May 1976.

In Pakistan he started his career in Micas Associates (Turnkey consultant for Roti Plants) and later joined NDFC in March 1982. He remained there until November 1998 and held various positions i.e. System consultant, Head of HR & Admin, Zonal Head Banking north and later as EVP/Regional Director North based at Lahore. He was later appointed as chairman/ Managing director of industrial development bank of Pakistan in November 1998 and remained there until 2001. He served Green Star Social Marketing on a special task to liase with population and health department of the government of Punjab, the charge he relinquished on becoming a member of the board of directors of Green star in 2010. He was then appointed as managing director of First National Bank Modaraba from August 2010 to November 2014. During his career he has served on various boards i.e. NIT, RDFC, State Cement Corporation, Lahore University of Management Sciences (LUMS) and Green star from 2010 till date. In addition he was also member of the executive committee of Pakistan Banking Association (PBA).

As an ardent sports lover his passion remained in cricket, he took active part in the university level cricket and was captain of Liverpool and later of Manchester universities respectively. He managed and organized veteran cricket tours to India in March 1988 and February 1989, West Indies in 1991 and England in 1992. He is currently secretary of Pakistan Old cricketer’s trust.

As a part time writer he has several articles to his credit on cricket, Manpower planning and oil drilling.

OFFICE ADDRESS: 6-D, Upper Mall, Lahore, Pakistan.

Mohammed Rahat Sadiq

Mohammed Rahat Sadiq

Director/Chief Executive Officer

In 2007 Mr. Mohammed Rahat Sadiq Joined United Insurance Company of Pakistan Ltd as an Executive Director. He performed various executive duties of the company. In the year 2011, Mr. Rahat became Advisor to the Chairman of UIC.

In March 2012 he was appointed Chief Executive of UIC and was also co-opted as Director of the Board.

Insurance Background:
He started off his carrier in Insurance in 1976 in the London market with two of the leading insurance brokers in UK, Launds Lambert and Willis Faber & Dumas. During his training, he was able to attend the in-house insurance courses organized by them and Chartered Insurance Institute UK. Insurance.

Company of North America (INA) (Presently ACE Insurance Co), (1979-1983)

He worked at following INA offices, Head Office in Philadelphia USA, Regional Office London, UK and Regional Office for the Middle East and Africa.

Silver Star Insurance Company Limited Pakistan (SSIC) (1984 to 2003)

In December 1983 he moved back to Pakistan and started working on the licensing requirements of the company. He established Silver Star in 1983 and was appointed as Chief Executive Officer of the Company. His tenure successfully ended with SSIC in 2003 in the capacity of vice chairman.

Pakistan Reinsurance Corporation (PRC) (2003 to 2006)

He joined PRC as an Executive Director, in 2003. He was given dual charge as ED Planning and Development Division and Director in-charge of ECO Reinsurance Pool.

Residence: Pakistan
Key Experience: 36 Years in Insurance/Finance


  • Bachelor of Commerce from University of Karachi, Pakistan.
  • Bachelor of Business Administration from University of Wisconsin, USA.
  • Commercial Underwriting Philadelphia, USA.
  • Advance Underwriting & Risk Management, CII College of Insurance London, UK.


Vice Chairman, Executive Committee 2013-14 of Insurance Association of Pakistan.


6-D, Upper Mall, Lahore, Pakistan.

Syed Rahat Ali Shah

Syed Rahat Ali Shah

Director (Qualified Director from ICAP)

Mr. Rahat Ali Shah is a senior Chartered Accountant. He has earned his CISA (Certified Information Systems Auditor) certification from ISACA, USA and Master of Economics from University of the Punjab, Lahore. He is a Certified Director from ICAP Lahore.

He has diversified experience of audits, corporate taxation, investment management, corporate financing, and information systems.

Mr. Rahat is serving as a Director at Apna Microfinance Bank Limited and also a member of audit and HR committees of the Bank.

OFFICE ADDRESS: 6-D, Upper Mall, Lahore, Pakistan.

Khawas Khan Niazi

Khawas Khan Niazi

Director (Qualified Director from ICAP)

Khawas Khan Niazi is by birth Pakistani and was born in Mianwali, a city of Punjab. He inherited agriculture and proud to be an agriculturist.

He started his career as an Accountant in Pakistan General Insurance Company. Niazi through his dedication towards the work and potential to meet the challenges he got promotion and became Chief Accountant. Niazi served Pakistan General Insurance Co from 1974 to 1985.

In 1986 Niazi joined Silver Star Insurance as a Chief Financial Officer of the Company and continue with Silver at the end of June 2003.

In 2003 he joined United Insurance Co. of Pakistan Ltd in a capacity of Deputy General Manager Finance. In the year 2006 he became General Manager Finance and the very next Mr. Niazi designated Joint Director Finance of the Company.

UIC look into Niazi a considerate, thoughtful aspiring person and very ambitious, motivated leader. Spring of 2009 was pioneer in Niazi’s life and was appointed as Chief Executive of the United Insurance Co. of Pakistan Ltd (UIC).

UIC House elected Niazi as a Director of the Board in 49th Annual General Meeting of the Company and Niazi got real recognition of his abilities and services.

OFFICE ADDRESS: 6-D, Upper Mall, Lahore, Pakistan.

Agha Ali Imam

Agha Ali Imam


Extensive and intensive banking experience of 40 years in the domestic and international markets covering the areas of Credit, Risk Management, Operations, Corporate & Retail Banking, Marketing, Planning & Budgeting, and Asset & Liability Management, with a demonstrated record of developing and implementing business solutions as well as dealing with multidimensional Operational issues and problems.


  • M.B.A. Marketing
  • L.L.B. Punjab University Lahore, Pakistan
  • Bachelor of Arts, Government College Lahore, Pakistan (Awarded a highest award honorable mention in French).
  • Passed Central Superior Services (CSS) of Pakistan
  • Passed Provincial Civil Services, Pakistan


  • Trained in Banking at Staff College in Habib Bank Ltd. Karachi (Probationary Officer)
  • Diploma of Associate of Institute of Bankers in Pakistan (DAIBP).
  • Diploma of Institute of Bankers in London Stage II (only one subject to be appeared).

Office Address:  LG-16, Eden Towers, Main Boulevard, Gulberg III, Lahore.

Mian M. A. Shahid

Mian M. A. Shahid

Advisor to the Board

Mian M. A. Shahid is the Chairman / Director (qualified from PICG) of various companies of United International Group (UIG).

UIG comprises of the following companies:-

He is the Director/CEO of SPI Insurance Company Ltd. He has also been appointed as advisor to the Board of Director of United Insurance Company of Pakistan Limited. He holds the graduation degree in law and remained in Government service for about four years. He has extensive experience in various insurance companies. He took over the charge of United Insurance Company of Pakistan Ltd. (UIC) in 1996 as a General Manager, the gross premium under his leadership has grown up many times.

Under the supervision and control of M. A. Shahid, the group has earned good repute. He has provided valuable assistance to build trust and coordination with the management and he has sufficient knowledge of finance law and insurance industry.

He is a member of Insurance Association of Pakistan. He is also a member of Chamber of Commerce and Industry Lahore since November 2002. He is regularly attending various seminars and workshops related to insurance and Banking affairs, organized by professional and regulatory bodies to maintain proficiencies in and outside Pakistan.

Mr. Shahid is driving the Company towards the leading position in the insurance industry and has played a leading role in developing company’s strategies, and formulating business production policies.

He actively participates in the committee meetings and designs and defines business strategies. He is a prominent figure in the management of the group and his advisory support is of great value and beneficial to all. His abilities to view and analyze the financial, legal and taxation affairs are always welcomed & appreciated by the whole group.

EDUCATION: Bachelor’s of Law Degree (LLB) from S. M. Law College, Karachi.

Office Address: 6-D, Upper Mall, Lahore.

Huma Waheed

Huma Waheed

Director (Qualified Director from PICG)

Huma Waheed is resident of Karachi, Sindh, Pakistan by birth.

She completed her Master of Law (Company Law) from University of Karachi, Pakistan.

Huma joined United Insurance in 1986 as a Manager Under-writing and IT.

In 1989 Huma got promotion as Assistant General Manager with more responsibilities such as claims, re-Insurance, legal affairs and computerization of under-writing and accounts.

In 1994 Huma became Deputy General Manager and in the year 1997 she got the position of General Manager.

In 2003 Huma was nominated and elected as a Director of the Board of the United Insurance Company of Pakistan Ltd. Company’s Board also nominated her as working Director of the Company.

Huma Waheed is also an important pillar of United International Group.

In April 2012 she was appointed as a Vice Chairperson of United International Group.

She is also a Certified Director from Pakistan Institute of Corporate Governance.


  • Master of LAW (LLM) from Karachi University
  • Bachelor of Science (B.Sc) from Karachi University
  • Insurance & Re-Insurance Course
  • Accounting Course
  • IT Courses


  • Sr. Vice Chairperson – Women Entrepreneur Committee Karachi Chamber of Commerce and Industry
  • Director – Pakistan-Afghanistan Joint Chamber of Commerce and Industry (PAJCCI) Pakistan Chapter
  • Member – Accident Committee & Takaful and Window Takaful Committee of Insurance Association of Pakistan
  • Life Member – Karachi Arts Council

OFFICE ADDRESS: 204, 2nd Floor, Madina City Mall, Abdullah Haroon Road, Karachi, Pakistan.

Jamil A. Khan

Jamil A. Khan


Extensive Pakistan and International experience at senior positions with comprehensive skills in strategic planning, implementation and to act as prudent and diligent business person in conducting the affairs of the financial and non-financial organizations. 


  • Master in Economics from Punjab University.
  • Law Graduate from Karachi University.


  • Director – FECTO Cement From August – 2017 to – to-date.
  • Director  – SPI Insurance Company Limited from August 2013 to March – 2017.
  • Chairman – Collateral Services Limited (Service Provider Co., Ex-Subsidiary of HBL) From February 2004 To March 2013.
  • Member Director – Live Stock & Dairy Development Board – Ministry of Food Agriculture & Live Stock (Live Stock Wing), Government of Pakistan. (From 2005 to 2011).
  • Director – PASSCO – Pakistan Agricultural Storage & Services Corporation Ltd. From 2002 To 2008.
  • Director – Habib Allied International Limited – UK – From 2001 to 2003.
  • Director – Habib Modarba from May 2002 to June 2003.
  • Alternate Director – Habib Nigeria Bank from 1999 to 2002.


  • Citi Corp Service Excellence Award
  • Citi Corp Gold Award (Highest Award in Citi Corp Globally)