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Travel Insurance for Sweden

April 9, 2026

Planning a trip to Sweden is an exciting endeavor. Whether you’re heading to Stockholm for a high-profile corporate event, exploring the historic streets of Gamla Stan, or chasing the Northern Lights in Lapland, the “Venice of the North” offers unparalleled beauty. However, before you board your flight from Pakistan, there is one essential step you cannot overlook: securing comprehensive travel insurance for Sweden.

At The United Insurance Company of Pakistan Limited (UIC), we specialize in providing AA+ rated protection that not only fulfills mandatory legal requirements but also ensures your peace of mind throughout your journey.

Is Travel Insurance Mandatory for a Sweden Visa?

Yes. Because Sweden is part of the Schengen Area, all Pakistani citizens applying for a Short-stay (Type C) visa must provide proof of valid travel medical insurance. To be accepted by the Swedish Embassy and VFS Global, your policy must meet these strict criteria:

  • Minimum Coverage: At least €30,000 (approx. $33,000 USD).

  • Geographical Scope: Valid across all Schengen member states.

  • Essential Benefits: Must cover emergency medical expenses, urgent hospitalization, and medical repatriation (transport back to Pakistan).

  • Duration: Must cover the entire duration of your stay in the Schengen zone.

The United Insurance Company of Pakistan Limited provides policies that are globally recognized and pre-approved for Schengen visa applications, ensuring a smooth and successful process for our clients.

Comprehensive Coverage: What Does UIC Protect?

Our plans are designed to be more than just a visa requirement; they are a robust safety net against the high cost of European healthcare and travel disruptions.

Benefit Category Coverage Details (Diamond & Gold Plans)
Medical Expenses & Hospitalization Up to $50,000 for emergency illness or accidents.
Medical Repatriation Actual expenses covered for medically supervised transport to Pakistan.
Repatriation of Mortal Remains Actual expenses covered in the unfortunate event of death abroad.
Emergency Dental Care Up to $600 for sudden pain or injury-related dental work.
Family Compassionate Visit $100/day (up to $1,000) for a relative to fly out if you are hospitalized.
24/7 Global Assistance Real-time support for medical referrals and emergency message relays.
Accidental Death Benefit $15,000 (Diamond) or $10,000 (Gold) for public transport accidents.

Transparent Rates: 2026 Premium Structure

We believe in transparency. Below are the 2026 premium rates for our most popular travel insurance for Sweden plans. These rates apply to individuals and families (under 65 years of age).

buy travel insurance for Sweden online

Student Travel Insurance Premium & Benifits

buy travel insurance for Sweden

Individual vs. Family Plan Premiums (PKR)

Our Family plans are a cost-effective solution for households traveling together, covering the primary insured, spouse, and children under one policy.

Duration Gold (Individual) Gold (Family) Diamond (Individual) Diamond (Family)
7 Days Rs. 1,725 Rs. 2,933 Rs. 3,105 Rs. 4,830
15 Days Rs. 2,530 Rs. 3,910 Rs. 4,025 Rs. 6,095
31 Days Rs. 3,450 Rs. 5,520 Rs. 5,980 Rs. 8,395
92 Days Rs. 6,095 Rs. 11,500 Rs. 11,500 Rs. 17,825
1 Year (Multi-Trip) Rs. 13,225 Rs. 20,700 Rs. 22,425 Rs. 35,075

Important Note on Age & Add-ons:Senior Travelers: Premiums increase by 50% for ages 66–75 and 100% for ages 81–85.

  • COVID-19 Protection: You can add specific COVID-19 medical coverage for a small 15% increase in the base premium.

Why Choose The United Insurance Company of Pakistan?

  1. AA+ Rating: We are one of the most financially stable insurance providers in Pakistan, ensuring we are always there to settle your claims.

  2. Instant Policy Issuance: Use our official website to get your policy PDF in minutes—perfect for last-minute visa appointments.

  3. Hassle-Free Claims: Our global assistance partners work directly with Swedish hospitals to manage costs, so you can focus on your recovery.

  4. Tailored Flexibility: From short 7-day tourist trips to 1-year multi-trip policies for business professionals, we have a plan for every itinerary.

Travel Tips for Your Swedish Trip

  • Financial Proof: In addition to insurance, Swedish authorities require proof of SEK 450 per day for your stay.

  • Carry Your Policy: Keep a digital copy on your phone and a printed copy in your hand luggage.

  • Emergency Number: Save the UIC 24/7 global helpline number before you depart.

Get Your Policy Instantly

You can secure your travel insurance for Sweden in minutes through the United Insurance Official Website. Simply enter your travel dates and passenger details to receive a digital policy that is ready for your visa appointment.

Frequently Asked Questions

Is UIC insurance accepted by the Swedish Embassy in Islamabad?

Absolutely. All UIC Schengen plans meet the €30,000 minimum requirement and are on the embassy’s list of approved insurance providers.

Can I get a refund if my visa is rejected?

Yes. If your visa is unfortunately rejected, UIC provides a policy cancellation and refund (minus a small service fee), provided the policy has not yet started.

Does the insurance cover lost luggage in Sweden?

Yes, our Diamond and Platinum plans include coverage for the loss of checked-in baggage by an airline, helping you recover the costs of essential items.

What is the difference between Gold and Diamond plans?

While both are visa-compliant, the Diamond Plan offers higher limits for accidental death and additional travel inconvenience benefits like trip delay coverage.

How do I buy travel insurance for Sweden online?

Simply visit the United Insurance Official Website, select your destination (Schengen/Sweden), enter your travel dates and age, and pay via your preferred digital wallet or bank card to receive your policy instantly.