In-patient Hospitalization:
The policy pays for in-patient hospitalization expense such as:
– In-Hospital Consultations
– Surgical Fees
– Anesthetist’s Fee
– Operation Theater Charges
– Prescribed Medicines Used During Hospitalization
– Diagnostic Investigations Blood and Oxygen Supplies Ventilators and Allied Services
– Kidney Dialysis/Chemotherapy & Radio therapy for Cancer Treatment.

Day Care Treatment:
Besides in-patient hospitalization the Plans also covers Day Care Procedures.
Day care treatments are medical or surgical procedures for which the person is admitted to a hospital bed but does not require an overnight stay.

Specialized Investigations:
The Policy also pays for five expensive diagnostics tests MRI, CT Scan, Thallium Scan, Mammography and Angiographies to facilitate diagnosis with no condition of hospitalization.

Pre-Post Hospitalization:
Pre & Post hospitalization outpatient treatment is also covered for the following expenses, which is directly related to the cause of hospitalization, each for 30 days before and after the hospitalization, giving you a complete peace of mind.
– Consultants fee in the follow-up visits.
– Cost of medicine & supplies.
– Cost of Lab tests.

Ambulance Services:
Expenses for ambulance services for transportation of insured patient to and from hospitals during medical emergencies.

Accidental Out-patient Expense:
Expenses for emergency treatment of an accident, within and up-to 48 hours of the accident.

• Transparent refund policy.
• Age limit – 85 years. ( Travellers up to 65 years of age are eligible without additional premium ).
• Direct settlement of medical claims abroad.
• Loss of baggage & passport, flight delay & personal liability cover.
• Free 24 hour medico-legal & language assistance.
• Emergency dental cover.