Home Secure Plan

A home is where the heart is! In today’s supersonic world it’s a place to slow down, a heaven of warmth and love. Sadly in this uncertain age this sanctuary is increasingly exposed to manmade and natural hazards.

Despite all the precautions you may take, your home still remains vulnerable to robbery, natural disasters, freak weather conditions and fire among other risks. Rising costs of consumer durables and reconstruction renders it next to impossible to replace lost belongings.

UIC endeavors to cushion the financial impact of loss related to your home and its contents by offering a customized insurance program for your cherished home.

Covers
Home Secure Plan covers loss or damage caused by:

  • Armed robbery, burglary and house breaking
  • Earthquake
  • Rain, Flood, Cyclone & Severe Storms
  • Riot & Strike damage
  • Acts of Malicious Persons
  • Fire and Lightning
  • Explosion
  • Falling Aircraft and other Aerial Devices
  • Water damage due to bust pipes
  • Impact of Motor Vehicle
  • Impact of falling trees
  • Accidental loss breakage (glazing)
  • Accidental damage to underground tanks
  • Loss of Rent

The Loss of Rent feature covers the loss of rental income or additional expense of renting substitute housing incase and insured peril renders your home uninhabitable. It’s is only applicable if building is covered under Home Secure Plan, up to 10% of Sum Insured for Building.

Your Valuables
This unique insurance plan covers high value items including jewelry and cash. Jewellery needs special protection not just because of its high intrinsic value but because of the sentimental attachment. Women so often have with their ornaments. Accordingly Home Secure Plan is designed to cover jewellery in the following situation:

At Home
In a Specified Safe Deposit Locker

In Transit between Home and Locker (and vise versa)

Even while worn by Insured or Spouse in event of robbery, upto 25% of Total Value of Jewellery.