• Transparent refund policy.
• Age Limit – 85 years. (Travelers up to 65 years of age are eligible without additional premium).
• Direct settlement of medical claims abroad.
• Loss of baggage & passport, Flight delay & personal liability cover.
• Free 24 hour medico-legal & language assistance.

For person aged between 66 and 75 years, increase 50%
For person aged between 76 and 80 years, increase 75%
For person aged between 81 and 85 years, increase 100%

Family Size: Husband + Wife + 3 Children (Less than 18 years)

* 15% premium will be charged extra in case of COVID-19 coverage only.

• Pre-Existing medical conditions.
• War, Invasion/terrorism.
• Fire Penalties/ punitive damages.
• For more detail on exclusions refer to policy wording.

• Post-Treatment Screening/Test taken in abroad is only covered when /if resulted Positive.
• Self-quarantine/ quarantine in Private Hotels or Hospitals or at home is not covered under the said policy terms & condition.
• U.S $100 deductible on loss arising from COVID-19.
• Follow-up treatment is only covered when/if a followed up test is Positive and prescribed by a medical practitioner of recognized hospital.
• In Case the Insured Person tested positive with COVID-19 during a trip covered, the Insurance Cover only medical Expenses & Hospitalization Abroad.
• All claims related to COVID-19 will only be considered after the submission of Negative test report undertaken within 96 hours before travel.
• All claims related to COVID-19 will be settled on Re-imbursement basis in PKR only.
• Maximum Insured’s age 70 years to obtain COVID-19 Coverage.