Personal Accident Policy for Students

Blanket School Coverage protects the school students against all kind of accidents. Personal Accident insurance provides benefits in the events of loss of life, limb, sight, hearing, speech, and loss of use/paralysis because of an accident. Cash amount is payable in cases of hospitalization due to an accident.

The way, future of Pakistan is being transported, from home to school and back, most of the transporters are not professionals. As the traffic is increasing on the roads, changes of accidents are increasing day by day. Just spare Rs. 25/- PM from kids fee or ask the parents to contribute this minor amount and avail A PEACE OF MIND.

This policy will cover risks

  • From home to school & back.
  • Only on the working day of school and the child who attended the school on the day of accident & are on the way.
  • In the play area of the school if it is within the premises of school.
  • During a trip if they are being escort by a Sr. Official of school.

Only Rs. 25/- Per month for a child up to age of 16 years can provide you a cover for Rs. 100,000/- against all kind of accidents in or out side the school.

Table of Compensations

Sr. No. Contigencies Compensations
1 Death due to an accident Rs. 100,000
2 Loss of 2 Limbs or both Eyes or one Limb & One Eye Rs. 100,000
3 Loss of Arm above the elbow Rs. 50,000
4 Loss of Arm below the elbow Rs. 45,000
5 Permanent total deafness in 2 ears Rs. 50,000
6 Permanent total deafness in 1 ear Rs. 10,000
7 Loss of one Eye Rs. 50,000
8 Loss of thumb Rs. 17,500
9 Loss of index Finger Rs. 12,500
10 Loss of any other Finger Rs. 5,000
11 Loss of leg above knee Rs. 50,000
12 Loss of leg below the knee Rs. 35,000
13 Loss of great toe Rs. 5,000
14 Loss of any other toe Rs. 3,000
15 Permanent total disablement other than above contigencies, per anum compensation payable until the sum insured reached Rs. 5,000
16 Temporary total disablement (payable up to 24 weeks) Rs. 500 per week